Mijuku na Futari de Gozaimasu ga - Vol. 5 Ch. 41 - Preperation for the Worst

[MangaDex]

 

[sniperscode]

20 million yen (~186k usd) seems pretty small right? If the average salary at retirement is like 60k, that’s barely 3 years isn’t it?

Not sure I wanted to think about real life finances while reading manga though.

 

[radegor]

Get out of here realism. I don't want to think about the future.

 

[Freestyle]

Chibi Sumika is always the best :)

 

[Cyphycus]

Too real

 

[MCX01]

Only satisfying seeing this unfold. Can relate in some way.

 

[sawr]

@sniperscode
Yeah, I doubt that too. 20M yen pretty small even after retirement compared to Japan living expenses and property taxes they have to pay.

 

[Liedral]

Ramen Jar Lol...

 

[grecefar]

That page saying they don't want financial problems was too serious. Feels like if they have problems they will need to rely on sumika father, I wanna know more about her past.

 

[Rula]

LOL wtf Sumika, when did you suddenly become an American (⭑￫ 𓎟 ￩ ⭑)

 

[DinotheDinosaur]

Gotta have 300,000 saved for every 1,000 you want to take out per month. Ex: If you have 1,200,000 saved you should be able to take out 4,000 a month and not have to worry about running out of money. Of course this is only the case if that 1,200,000 is invested in something that averages a 7-8% gain annually. As far as how much you should have saved up, depends on where you live and what your lifestyle is.

TLDR; Take out 4% of your retirement fund each year and you should be fine

 

[EG0611]

Well I am waiting WW3 or end of humanity so I won't need insurance or retirement plan

 

[drixomanbeta]

@EG0611 I give it about 5-10 years top. Might start this year with a US Civil War if you'd count that as part of WW2 (like how Chinese like to count WWII as starting as early as 1931)

 

[Kllick]

"Stay healthy until you die, that way you don't need insurance"

She's right... But my country provides national health insurance at only $10 per month~
It also cover almost all illness and chronic diseases~

 

[UnluckyGrape]

To Americans, the Japanese healthcare is great, to Europeans, the Japanese healthcare is soso

 

[anak_sampah]

Alright, I got some good advice from this chapter

 

[henman]

 

[Eplayer]

thanks for the chapter

 

[Archit12]

I believe he saves money OR stays healthy. Saves money when he eats ramen, and stays healthy when he doesn't.

 

[isekai_yuusha_sama]

Insurance is a scam.