If I were in his position, I'd not really want to risk spending 422,000 bucks on such luxurious items that may or may not be useful at all. It's tempting, yes, but he could probably do some negotiation to somehow make it into an installment of 6 months paying around 80,000 every month. Even if this will bring it to 480,000 bucks total, the risk of parting with all of his money is greatly reduced, and that he has money to spend on emergency situation.